Perjanjian Gadai Sawah atau Lahan Menurut Perspektif Ekonomi Islam di Lampung Tengah
Abstract:
Pawn is a right given to a person who is in debt for a movable or immovable property, such as a car, a car, a rice field, or a house, which is given to him by a debtor or by another person on his behalf. In Varia Agung Village, Seputih Mataram District, Central Lampung Regency, agricultural land pawn agreements are usually made verbally without any agreement on paper between the pawnbroker (rahin) and the pawn recipient (murtahin). In general, the distribution of results between the pawnbroker and the pawn recipient is based only on trust between one another. In the agreement, there are rights and obligations. This research was conducted in Varia Agung Village, Seputih Mataram District, Central Lampung Regency. The population in this study were the pawnbrokers (rahin) and pawn recipients (pawn recipients) in Varia Agung Village, Seputih Mataram District, Central Lampung Regency. The sample in this study was simple random sampling, namely the sampling method was carried out randomly without considering status. The researcher took a sample of 14 consisting of 7 pawners and 7 pawn recipients in Varia Agung Village, Seputih Mataram District, Central Lampung Regency. The data analysis used in this study is qualitative descriptive research, which is a type of research obtained from field studies, then using the field data (interviews) as the main data source. Most farmers practice land pawning due to financial constraints and to finance their children's education.
The practice of pawning in Varia Agung Village is more colored by customs which are customs passed down from their predecessors. The practice of land pawning in Varia Agung Village, Seputih Mataram District, Central Lampung Regency is in accordance with the pillars and requirements of pawning according to Islam, but when viewed from the use of collateral, it is not in accordance with the principles of pawning according to Islam, because it gives rise to injustice between al-rahin and al-murtahin.
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Direktorat Jenderal Bina Desa Pemerintahan Desa Kementrian Dalam Negeri Republik Indonesia. 2024. Data Potesi Kepemilikan Lahan Pertanian tahun 2024. https://e-prodeskel.kemendagri.go.id/v/2024/data-integrasi/16/data-potensi-kepemilikan-lahan-pertanian.
Hasibuan, N. H., Harahap, H. J., & Nasution, N. J. (2023). Implementasi Gadai (Rahn) Sawah Di Desa Sayur Mahincat Kecamatan Barumun Selatan Kabupaten Padang Lawas Dalam Perspektif Ekonomi Islam. Journal of Islamic Economics and Finance. Volume 1 No 4 November 2023. DOI : https://doi.org/10.59841/jureksi.v1i4.481
Janwari, Y. 2015. Lembaga Keuangan Syariah. Bandung : PT Remaja Rosdakarya.
Kasmir. 2015. Bank dan Lembaga Keuangan Lainnya. Jakarta: PT. Rajagrafindo Persada.
Merrya, A. 2023. Pemanfaatan Lahan Sawah Sebagai Jaminan Gadai Menurut Fiqh Muamalah (studi penelitian di desa lamteungoh, kec. ingin jaya, aceh besar). Skripsi. Fakultas Syari’ah Dan Hukum Universitas Islam Negeri Ar-Raniry Banda Aceh.
Riana. 2020. Tinjauan Hukum Islam terhadap Sistem Gadai Sawah Di Kecamatan Polongbangkeng Utara Kabupaten Talakar. Skripsi. Fakultas Syariah dan Hukum, Universitas Islam Negri Makassar.
Surahman., Abidin, Z., & Haeran. (2021). Implementasi sistem gadai tanah kebun dalam perspektif hukum islam (Studi di Desa Sungai Tering Kecamatan Nipah Panjang Kabupaten Tanjung Jabung Timur). Jurnal Ilmiah Ekonomi Islam, 7(03), 1524-1529. Doi: http://dx.doi.org/10.29040/jiei.v7i3.3483
- Aini, I. 2020. Analisis Pelaksanaan Gadai Tanah Pertanian Berdasarkan Undang-Undang No. 56 PRP Tahun 1960 Tentang Penetapan Luas Lahan Pertanian. Jurnal Hukum Ekonomi. Vol 6 (1) : 97-111.
- Ainulyaqin, M. H., Saiban, K., & Munir, M. (2023). Praktek Gadai Sawah di Kabupaten Bekasi Dalam Perspektif Ekonomi Islam. Jurnal Ekonomi Syariah Pelita Bangsa. Vol. 08 No. 01 April 2023. Doi.org/10.37366/jespb.v8i01.258
- Amorcha, V. D., Albab, U., Wulandari, N. R., & Fajri, A. M.R. (2023). Implementasi Akad Gadai Sawah Perspektif Ekonomi Syariah (Studi Desa Durian Kebupaten Pesawaran). Journal Of Social Science Research. Volume 3 Nomor 6 Tahun 2023 Page 4834-4842.
- Arief, S & Susilo, A. (2019). Faktor-Faktor yang Mempengaruhi Pemilihan Model Bagi Hasil Pada Sektor Pertanian di Wilayah Karesidenan Madiun. Jurnal Ekonomi Syariah. Vol 4, No 2 (Agustus 2019), pp.202-213. DOI: https://doi.org/10.22219/jes.v4i2.9877
- Ba’alawy, A. 2011. Bughyatu al-Mustarsyidin. Surabaya : Al-Hidayah. Hal 133.
- Direktorat Jenderal Bina Desa Pemerintahan Desa Kementrian Dalam Negeri Republik Indonesia. 2024. Data Potesi Kepemilikan Lahan Pertanian tahun 2024. https://e-prodeskel.kemendagri.go.id/v/2024/data-integrasi/16/data-potensi-kepemilikan-lahan-pertanian.
- Hasibuan, N. H., Harahap, H. J., & Nasution, N. J. (2023). Implementasi Gadai (Rahn) Sawah Di Desa Sayur Mahincat Kecamatan Barumun Selatan Kabupaten Padang Lawas Dalam Perspektif Ekonomi Islam. Journal of Islamic Economics and Finance. Volume 1 No 4 November 2023. DOI : https://doi.org/10.59841/jureksi.v1i4.481
- Janwari, Y. 2015. Lembaga Keuangan Syariah. Bandung : PT Remaja Rosdakarya.
- Kasmir. 2015. Bank dan Lembaga Keuangan Lainnya. Jakarta: PT. Rajagrafindo Persada.
- Merrya, A. 2023. Pemanfaatan Lahan Sawah Sebagai Jaminan Gadai Menurut Fiqh Muamalah (studi penelitian di desa lamteungoh, kec. ingin jaya, aceh besar). Skripsi. Fakultas Syari’ah Dan Hukum Universitas Islam Negeri Ar-Raniry Banda Aceh.
- Riana. 2020. Tinjauan Hukum Islam terhadap Sistem Gadai Sawah Di Kecamatan Polongbangkeng Utara Kabupaten Talakar. Skripsi. Fakultas Syariah dan Hukum, Universitas Islam Negri Makassar.
- Surahman., Abidin, Z., & Haeran. (2021). Implementasi sistem gadai tanah kebun dalam perspektif hukum islam (Studi di Desa Sungai Tering Kecamatan Nipah Panjang Kabupaten Tanjung Jabung Timur). Jurnal Ilmiah Ekonomi Islam, 7(03), 1524-1529. Doi: http://dx.doi.org/10.29040/jiei.v7i3.3483
